benefits· 3 min read

OAS and GIS Payments Coming June 26, 2026: What Seniors Need to Know

Millions of Canadian seniors will receive their OAS and GIS payments on June 26, 2026, with amounts adjusted quarterly for cost of living.

June 24, 20263 min read

OAS and GIS Payments Coming June 26, 2026: What Seniors Need to Know

Key impact: If you are a Canadian senior aged 65 or older, your next Old Age Security (OAS) and Guaranteed Income Supplement (GIS) payment will arrive on Thursday, June 26, 2026. This is the last payment before new quarterly amounts take effect in July.

What are the payment amounts?

For the April–June 2026 quarter, here are the maximum monthly amounts:

  • Seniors aged 65–74: Up to $743.05 per month for OAS
  • Seniors aged 75+: Up to $817.36 per month for OAS (includes the permanent 10% enhancement from July 2022)
  • Low-income seniors on GIS: Combined OAS + GIS could exceed $1,852 per month, depending on your income and marital status

These amounts are adjusted every quarter (January, April, July, October) based on the Consumer Price Index to keep pace with inflation.

Who is affected?

This affects:

  • All Canadian seniors aged 65 and older who qualify for OAS
  • Low-income seniors receiving the Guaranteed Income Supplement
  • Newcomers to Canada who have lived here at least 10 years after age 18 (OAS eligibility requirement)
  • Seniors planning their retirement — knowing payment dates helps with budgeting

What you should do

  1. Check your direct deposit information — Log in to your My Service Canada Account to confirm your banking details are correct. If you receive a paper cheque, consider switching to direct deposit for faster, more secure payments.

  2. File your 2025 tax return on time — GIS payments are based on your previous year's income. If you don't file, your GIS could be suspended. The deadline is April 30, 2026.

  3. Review your income — If your income has changed, your GIS amount may change. Use the Service Canada online calculator to estimate your benefits.

  4. Plan for the July adjustment — New OAS and GIS amounts for the July–September 2026 quarter will be announced in late June. Check your My Service Canada Account for updates.

  5. If you are a newcomer — Track your years of residence in Canada after age 18. You need at least 10 years to qualify for OAS, and 20 years to receive it outside Canada.

Bottom line

Your OAS and GIS payment arrives on June 26, 2026. Maximum OAS is $743.05 (ages 65–74) or $817.36 (ages 75+). Low-income seniors can receive over $1,852 combined. File your taxes on time, update your direct deposit, and watch for the July quarterly adjustment. This is the last payment before new rates take effect.

Source: Immigration News Canada

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