Old Age Security Payments Increase in July 2026: Up to $827.16 for Seniors Aged 75+

What this means for you: If you're a senior receiving Old Age Security (OAS), your monthly payments will go up starting July 2026. The increase is automatic — you don't need to do anything to get it.

How much more will you get?

The increase is 1.2%, based on the Consumer Price Index. Here are the new maximum monthly amounts:

Seniors aged 65 to 74: $751.96 per month (up $8.91 from $743.05)
Seniors aged 75 and older: $827.16 per month (up $9.80 from $817.36)

The higher amount for those 75+ reflects the permanent 10% boost the government introduced in 2022.

When does this take effect?

The new amounts apply to these payment dates:

July 29, 2026
August 27, 2026
September 25, 2026

After September, payments will continue at the higher rate until the next adjustment.

Who is affected?

All current OAS recipients — the increase is automatic for everyone already receiving payments
Seniors aged 75+ get the highest maximum amount ($827.16)
New applicants — if you start receiving OAS after July 2026, you'll get the updated rate

Note: Your actual amount may be lower than the maximum if you have higher income (the OAS recovery tax, or "clawback," applies to seniors with net income above $90,997 in 2026) or if you haven't lived in Canada for 40 years after age 18.

What you should do

Check your payment — Look at your direct deposit or mailed statement for July 29, 2026, to confirm the new amount
Update your information — Make sure Service Canada has your current address and banking details
Apply if you're eligible but not receiving OAS — Contact Service Canada at 1-800-277-9914 or visit a Service Canada Centre
Review your budget — The extra $8.91 or $9.80 per month can help with groceries, housing, or healthcare costs
Watch for the clawback — If your income is over $90,997, part of your OAS may be reduced

Why is this happening?

OAS payments are adjusted quarterly (January, April, July, October) to keep up with inflation. The July 2026 increase reflects rising costs for everyday items like food, rent, and medicine.

Bottom line

Starting July 2026, OAS payments rise by 1.2%. Seniors aged 65-74 will get up to $751.96 per month, and those 75+ will get up to $827.16. The increase is automatic — no application needed. Check your July 29 payment to confirm the new amount. If you're not receiving OAS but think you're eligible, contact Service Canada to apply. This boost helps seniors keep pace with rising living costs.

Source: Narcity Canada