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housing Guides

In-depth articles on immigration, taxes, benefits, and more — sourced from official Canadian government data.

Toronto Home Prices Drop to 2020 Lows: What This Means for Buyers and Sellershousing

Toronto Home Prices Drop to 2020 Lows: What This Means for Buyers and Sellers

Home prices in Toronto have dropped to levels not seen since 2020, offering buyers more negotiating power, while sellers face significantly lower equity values compared to the market peak.

Apr 7, 2026

Housing Market Forecast: Why 2026 May Be the Time to Buy Before 2027 Reboundhousing

Housing Market Forecast: Why 2026 May Be the Time to Buy Before 2027 Rebound

Housing prices may drop further in 2026 due to high interest rates and inflation, creating a buyer's market before a potential rebound in 2027.

Apr 4, 2026

Brampton Transit Cuts Staff and Raises Fares Following Drop in International Studentshousing

Brampton Transit Cuts Staff and Raises Fares Following Drop in International Students

Reduced immigration targets are leading to lower transit ridership and revenue, resulting in service cuts and fare increases for Brampton residents.

Apr 2, 2026

Halifax Infrastructure Costs Soar: What the $180M Windsor Street Project Means for Commuters and Taxeshousing

Halifax Infrastructure Costs Soar: What the $180M Windsor Street Project Means for Commuters and Taxes

Halifax residents will face increased municipal debt and potential tax implications to fund a $180 million infrastructure project, while commuters should expect construction delays followed by improved traffic flow.

Mar 30, 2026

New Affordable Housing Campus Opens in Toronto with 390 Unitshousing

New Affordable Housing Campus Opens in Toronto with 390 Units

Adds 390 new affordable rental units and long-term care beds to Toronto's supply, specifically targeting the Ismaili community and multi-generational families.

Mar 30, 2026

Ontario Eliminates HST on New Homes Under $1 Million: Tax Breaks Explainedhousing

Ontario Eliminates HST on New Homes Under $1 Million: Tax Breaks Explained

New homebuyers in Ontario can save up to $130,000 on HST if purchasing between April 1, 2026, and March 31, 2027, significantly lowering upfront costs and improving mortgage qualification.

Mar 25, 2026

Atlantic Canada Population Boom: What It Means for Housing Priceshousing

Atlantic Canada Population Boom: What It Means for Housing Prices

Rapid population growth in Atlantic Canada is keeping housing demand high, which may prevent rent and house prices from dropping significantly despite federal immigration cuts.

Mar 25, 2026

Warning: 150,000 Canadians Face Mortgage Renewal Riskshousing

Warning: 150,000 Canadians Face Mortgage Renewal Risks

Up to 150,000 homeowners may struggle to refinance their mortgages over the next two years due to high interest rates and falling home values, potentially forcing them to sell or face significantly higher payments.

Mar 25, 2026

Institutional Investors and REITs: The Future of Canada's Rental Housing Supplyhousing

Institutional Investors and REITs: The Future of Canada's Rental Housing Supply

Institutional investors and REITs are being encouraged to fund the construction of new rental housing to address the shortage of 3.5 million homes, which could eventually increase supply and stabilize rent prices, though current tenants face concerns about corporate ownership.

Mar 24, 2026

St. John's Rezones City Land for New Affordable Housing Projectshousing

St. John's Rezones City Land for New Affordable Housing Projects

Residents of St. John's facing high housing costs may see increased availability of affordable units as the city rezones municipal land for non-profit development.

Mar 23, 2026

City Fees Blamed for Soaring Home Prices: Why Young Families Can't Afford to Buyhousing

City Fees Blamed for Soaring Home Prices: Why Young Families Can't Afford to Buy

Municipal taxes and fees are adding up to $644,000 to the cost of a new home in cities like Vancouver, making it financially impossible for many young families to buy.

Mar 23, 2026

Toronto Shifts to Multiplex Housing: New Opportunities for Homebuyershousing

Toronto Shifts to Multiplex Housing: New Opportunities for Homebuyers

Toronto residents may see more 'missing middle' housing options (like duplexes and triplexes) in their neighborhoods, offering a new path to homeownership that allows buyers to use rental income to qualify for mortgages with as little as 5% down.

Mar 23, 2026